Key Points

• Medicare Supplement Plan G is one of the most popular Medigap plans for beneficiaries.

• Plan G covers all gaps in Medicare except the Part B deductible.

• The best time to enroll in Plan G is during your Medigap Open Enrollment window.

 

Overview

Medicare Supplement Plan G has become one of the most popular Medigap plans among beneficiaries in recent years.

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Medicare Plan G coverage is very similar to Plan F. Even though Plan F is no longer available for people new to Medicare on or after January 1, 2020, these two Medigap plans are always being compared, along with their High Deductible Plan G and Plan F versions. These offer excellent value for beneficiaries willing to pay a small annual deductible. After that, Plan G provides full coverage for all Medicare gaps, paying for your Medicare Part A hospital deductible, copays, and coinsurance.

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It also covers the 20% that Medicare Part B doesn’t cover. Doctors and other healthcare providers must accept a Medigap Plan G if they accept Original Medicare. Medicare beneficiaries can use their Plan G policy across the U.S. since Medigap plans do not have network limitations. The premium costs can be reasonable for the coverage you receive.